Simple. Honest. Transparent.

Affordable Loans for Africa, Processed in Under 5 Minutes

Metro Quick Cash delivers funds directly to your account in under five minutes. No credit bureau checks required. Available across Kenya, Uganda, Tanzania, Rwanda, Zambia, Botswana, South Africa, Congo and Malawi.

Professional using Metro Quick Cash in Nairobi
9+
African Countries Served
<5 min
Loan Processing Time
0
CRB Checks Required
Nairobi
Headquarters, Kenya

Why Metro Quick Cash

Lending Built Around People, Not Paperwork

We built Metro Quick Cash because access to credit in Africa should not depend on a credit score. Our platform evaluates your application on the information you provide and gets money to you fast.

No CRB Checks

We do not consult the Credit Reference Bureau. Your loan eligibility is based on the personal, employment and next of kin information you provide.

Under 5 Minutes

From approval to funds in your Metro account, the entire process takes a maximum of five minutes. Withdraw to your bank or mobile money immediately.

Affordable Interest Rates

Our rates are structured to be fair and transparent. There are no hidden fees. Every charge is disclosed before you confirm your application.

Pan-African Coverage

Operating across East, Southern and Western Africa with headquarters in Nairobi, Kenya. Branch expansion to all eligible countries is underway.

The Process

From Application to Funds in Three Steps

Getting a loan with Metro Quick Cash is straightforward. Create your account, choose how you want to access your loan and receive funds in under five minutes.

01

Create Your Account

Register on our website or download the Android application. Provide your personal information, employment details and next of kin contact. Your account is ready in minutes.

02

Choose Your Loan Path and Apply

Select a Community Group and contribute weekly for three months, or pay a Loan Access Fee equal to 10% of the amount you need. Apply, and your application is reviewed instantly.

03

Receive Funds and Withdraw

Approved funds are credited to your Metro account in under five minutes. Withdraw to your preferred bank account or mobile money wallet at any time.

Loan Access

Two Ways to Access a Loan

Choose the path that suits your situation. If you need funds urgently, pay the loan access fee and receive your loan within five minutes. If time allows, join a community group and contribute weekly for three months.

Community Path

Community Group

Join one of our three community groups: Starter, Growth or Premium. Contribute the required weekly amount for three months and become eligible to borrow up to your group's maximum loan limit.

  • Join the Starter, Growth or Premium group
  • Make weekly contributions for three months
  • Become eligible to borrow at your group's maximum limit
  • Lower effective cost compared to the access fee path
  • Loan tracked and managed through the Metro app

Community Groups

Choose the Group That Matches Your Goal

Each group requires a fixed weekly contribution over three months. At the end of the period, you are eligible to borrow up to that group's maximum loan limit. Amounts are shown in your detected local currency.

Kenyan Shilling (KES)
Tier 1
Starter Group
For first-time borrowers and small needs
Weekly Contribution KES 1,500
Contribution Period 3 Months
Maximum Loan Limit KES 100,000
Interest Rate 5% per month
Join Starter Group
Tier 2
Growth Group
For borrowers with mid-range financial needs
Weekly Contribution KES 3,000
Contribution Period 3 Months
Maximum Loan Limit KES 200,000
Interest Rate 4% per month
Join Growth Group
Tier 3
Premium Group
For borrowers with higher loan requirements
Weekly Contribution KES 6,000
Contribution Period 3 Months
Maximum Loan Limit KES 500,000
Interest Rate 3% per month
Join Premium Group

Amounts are displayed in your local currency, converted from Kenyan Shillings at indicative rates. All loans are denominated in KES. Converted figures are for guidance only. Contact our customer care team for exact figures in your country.

Where We Operate

Serving Africans Across Nine Countries

Metro Quick Cash is available in the following countries. We are actively working to expand our coverage across the continent.

Kenya
Uganda
Tanzania
Rwanda
Zambia
Botswana
South Africa
Congo
Malawi

Metro Quick Cash App

Apply, Track and Withdraw From Your Phone

The Metro Quick Cash Android application puts full loan management in your hands. Apply for a loan, track your application status, monitor repayments, and contact customer care directly from the app. Available on Android.

Metro Quick Cash mobile app interface
Metro Quick Cash team collaborating in Nairobi

About Metro Quick Cash

A Genuine Company Built on Transparency

Metro Quick Cash is a licensed lending company headquartered in Nairobi, Kenya. We were founded with a clear purpose: to make affordable credit accessible to working people across Africa without the barriers of traditional banking.

We collect only what is necessary to assess your loan eligibility: your personal information, your employment details and your next of kin contact. We do not consult the Credit Reference Bureau. We believe your willingness and ability to repay is demonstrated through your participation in our community groups or your loan access fee, not a credit score.

As we grow, we are working towards opening local branches in every country we serve. Our platform handles loan disbursement, repayment tracking and customer support through one unified account accessible on the web and the Android application.

Simple. Honest. Transparent.
No Current Vacancies

Join the Metro Quick Cash Team

We are building a company that serves millions of Africans with dignity and speed. When positions become available, they will be listed here first. Leave your email to be notified when we are hiring.

Get in Touch

We Are Here to Help

Reach our customer care team through any of the channels below. You can also contact us directly from the Metro Quick Cash app.

Customer Care

Live Support

Available Monday to Saturday, 8am to 8pm East Africa Time. Contact us directly from the app for the fastest response.

Email

Write to Us

For general enquiries, loan queries or complaints: support@metroquickcash.online

Head Office

Nairobi, Kenya

Metro Quick Cash Ltd
Nairobi, Kenya
East Africa